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    About us
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    Management structure

    We have a statutory two-tier board management structure. This structure separates the Supervisory Board from the Executive Board and the Management Board Banking. Each board has distinct responsibilities, ensuring a balance between oversight and execution.

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    ING Group is a publicly-listed company

    It's the parent of one main legal entity, ING Bank. ING Bank is the parent company of various Dutch and foreign banks.

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    Compliance

    In this section you will read how we adhere to laws, regulations, internal policies, and ethical standards relevant to its operations ensuring that we operate within legal and moral boundaries, safeguarding our integrity, reputation, and financial stability.

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    Empowering people to stay a step ahead in life and in business.

    It's our purpose

  • Sustainability
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    Sustainability
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    Sustainability approach

    Our sustainability strategy spans climate, nature and social agendas.

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    Climate action

    At ING, our climate ambition is to play a leading role in accelerating the low carbon transition. We’re stepping up action on climate because it matters to the bank, our customers and society.

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    Sustainable business

     As a bank, the biggest impact we can make is through our financing. Through how we manage our business and work with our clients, we can make a positive contribution to society’s efforts to tackle climate change. 

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    Advocacy and collective action

    Rising to this global challenge demands system-level solutions. We’re eager to work with others, build partnerships and advocate publicly for the change that’s needed.

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    Our progress

    We monitor our progress and are committed to transparent disclosure.  We are eager to share what we learn along the way while continuing to learn from others.

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    Sustainability

    We aim to put sustainability at the heart of what we do.

  • Investors
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    Investors
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    Share information

    This is the central hub for shareholders and investors to access key data about ING’s equity structure, performance, and distribution policies.

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    Financial performance

    Read about our financial results and strategic progress.

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    Presentations

    Here’s a section with curated investor-facing materials that support transparency and strategic communication.

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    Fixed income information

    Here’s detailed information for debt investors and financial analysts about ING’s bond issuances and funding instruments.

    4Q2025
    Comparative quarters note

    The comparative quarters note for 4Q2025 is available for download.
     

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    4Q2025
    Comparative quarters note

    The comparative quarters note for 4Q2025 is available for download.
     

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  • Newsroom
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    Newsroom
    Newsroom

    Explore the latest news, press releases, and stories from ING - highlighting our strategy, performance, and impact.

    Also check out our financial performance in the investors section.

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  • Careers
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    Careers
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  1. Investors
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  3. Annual reports

Annual reports

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2024
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2024

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Our annual report 2024 provides an overview of our achievements during the past year and shows our progress on our strategy and our two priorities: providing superior value to customers and putting sustainability at the heart of what we do. This report features the report of the Executive board, the consolidated and parent company financial statements and other information. The report of the Executive Board includes the sustainability statement which is prepared in accordance with the European Sustainability Reporting Standards (ESRS), as delegated by the Corporate Sustainability Reporting Directive (CSRD). Download our digital-only annual report 2024 and related reports below.

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 ING Groep N.V.

  • 2024 ING Groep NV annual report (PDF 27,8 MB)
  • 2024 ING Groep NV Form 20-F (PDF 10,4 MB)
  • 2024 ING Groep NV additional Pillar 3 report (PDF 2,8 MB)
  • 2024 ING Groep NV appendices additional Pillar 3 disclosures (XLS 0,8 MB)
  • 2024 ING Groep NV annual report ESEF package (ZIP 36,8 MB)
  • 2024 ING Responsible Banking Progress Statement.pdf (PDF 0,2 MB)
  • 2024 Global systemically important banks indicators (PDF 0,1 MB)

ING Bank N.V.

  • 2024 ING Bank NV annual report (PDF 12,9 MB)
  • 2024 ING Bank NV additional Pillar 3 report (PDF 2,6 MB)
  • 2024 ING Bank NV appendices additional Pillar 3 disclosures (XLS 0,6 MB)
  • Capital requirements regulation 2024 remuneration disclosure ING Bank NV (PDF 0,1 MB)
  • 2024 ING Bank NV annual report ESEF package (ZIP 12,4 MB)

Press release

  • ING publishes 2024 annual report (press release download) (PDF 0,1 MB)

 

Printed copy

Email us for a printed copy of the Form 20-F (including ING’s audited financial statements) free of charge. 

 

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