We need to ensure the resilience and commercial success of our business which, in today’s world, includes managing the risks that are escalating with global warming. And with the global transition now underway, financing the new technologies, infrastructure and business models of the future economy presents a growing opportunity for us.
We’re committed to working with our corporate clients to help them drive down their emissions and build up solutions for a sustainable future. The global transition also needs to include everyone – and that’s why we’re looking for new ways to empower people to stay a step ahead on climate – starting with our retail customers.
At the same time, society is transitioning to a low-carbon economy – so are our clients and so is ING. We finance a lot of sustainable activities, but we still finance more that’s not sustainable.
Sustainable Finance
Our Sustainable Solutions Group (SSG) brings together ING’s sustainable finance and sector sustainability expertise into one global function. By combining deep sector knowledge with financial innovation, SSG helps clients turn their transition goals into real action. The team structures sustainability-linked transactions, develops scalable products, and provides strategic advice that supports clients in financing their shift to a low-carbon future. Through the Climate Client Engagement framework and the science-based Terra approach, SSG works closely with sector and risk teams to steer portfolios toward net zero while strengthening client partnerships. It’s how we’re translating ING’s sustainability ambition into measurable impact—financing change that drives progress across industries and regions. See our Wholesale Banking website for more information.
Retail banking
In Retail Banking, we aim to make it easier for customers to improve the sustainability of their homes with digital tools and financing such as loans for energy improvements. A few examples of recent initiatives are ING Upgrader at ING Netherlands, Home Energy Helper at ING Australia and Wohnkredit Energy at ING Germany.
Managing Environmental & Social Risk
Our Environmental and Social Risk (ESR) framework aims to ensure that environmental and social risks are properly identified, assessed, and mitigated. The ESR Framework is regularly revised to reflect ING’s risk appetite, organisational changes, market changes and/or regulatory demands.
This website discusses one or more specific transactions and/or contains general statements about ING’s climate approach. The approach and criteria referred to on this website are intended to be applied in accordance with applicable law. Due to the fact that there may be different or even conflicting laws, the approach, criteria or the application thereof, could be different.